A typical 12 kW solar panel system costs about $29,649 before incentives, based on thousands of quotes in the EnergySage Marketplace. Each financing option offers different trade-offs between upfront costs, long-term savings, and capital flexibility.
Most homeowners save around $50,000 over 25 years What are your solar financing options? There are three main ways to pay for your home solar system: upfront with cash, a solar loan, or through a lease or power purchase agreement (PPA).
Taking out a personal loan or a home equity loan to finance your solar system is also an option worth considering. But regardless of loan type, interest is the main tradeoff, reducing total savings compared to cash.
There are three main ways to pay for your home solar system: upfront with cash, a solar loan, or through a lease or power purchase agreement (PPA). If you can't afford to pay for your system out of pocket—or don't want to tie up that capital—solar financing allows you to spread the cost over time through a loan or lease.
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